One question I asked myself was.......how much is it worth to me to be able to walk into work every day and NOT have a boss who treats me like she's glad I'm there getting the work done, but doesn't want anything to do with me? A decent amount, but I still need the money to work.
By struggle in retirement, are you meaning retirement plan? I can keep my current plan, even add to it, I'd just no longer get a match from the state of course....and we'll need to work on the owner 'cause nobody's currently getting a match there.
My Jeep does just fine.....26+ on the highway, my current combined mileage (haven't reset since I bought it) is just under 25.
Advancement isn't the question, bonuses/salary increases may be...all I can go on is what my new boss (whom I trust) knows/believes to be true. The owner basically wants to be able to go back to being semi-retired, and has said he'll reward the people that help that happen.
I was vested re retirement at 4 years...that's why I can keep the plan, even contribute to it. There's even the potential I could draw from it without penalty/tax hit if I put it directly into buying a house within 2 months....but I don't know that buying is logical anyway.
Monthly costs will increase.....several thousand if I move into a house, which I'd prefer (vs the apartment I'm currently in and got a good deal on).....so yes, eats into some of the upfront salary increase, but being in a house is another part of bettering my quality of life (like changing bosses).
Basically, where I'm at is....I don't know another way I can get away from my current boss (or no guarantee of it anyway)....but it's not a last ditch effort, I already know I like the guy I'll work with day to day, we've already done it for 4 years. I know a lot more people there than I'll ever know here. I'm getting more comfortable about that part all the time.
What remains otherwise is the where....the town of 25k I lived in for 20 years or the town of 800 the company is in. There's nothing to rent there, so to live there means buying. Buying a modular/mobile home is more doable, but none would come with a garage or basement to have the wood shop I'd like to have again.
Or, where I'm leaning now....renting in the town of 25k so I'm not making a too quick decision to buy, but knowing I'm setting myself up for the 20 mile daily commute...at least here 20 miles means 20 minutes, not like it would be in a city.
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Don't piss off old people- the older we get, the less life in prison is a deterrent.
I'm pretty confident my last words will be 'well crap, that didn't work'.
Of all the things I've lost over the years, I think I miss my metabolism most of all.
Nachos are just tacos that don't have their s_it together.
I'm not adding this year to my age because I really didn't use it.
Ever notice that extra fries and exercise sound a lot alike?
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