Well you obviously didn't need my input Wolfy..
Was a no brainer, never ever work for people you don't like...
Your old/new job may be a gamble, but look at the opportunities you have.. the owner wants semi retirement... all you need to do is get the company back on track... which you will do because it will be a position that you obviously enjoy..
If he sees his company performing again and doesn't have to lift a finger it appears that there will be rewards...
Buy a house - not where you work - but where you will want to retire to.. rent it out and let someone else pay the mortgage until your ready to live there.. . live near work for now
Also pay extra into your pension fund - not sure of US rules, but even if its only a cash back plus interest option it is money working for you..
and compulsory savings...
Problem solved...
Cheers,
Polar
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